After the Event Insurance
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Welcome to Lakehouse Risk Services

After-the-Event (ATE) Insurance

A specialist underwriter of commercial litigation ATE

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About Lakehouse

Providing flexible ATE (After the Event) legal expense insurance solutions to claimants from the adverse costs of litigation with the security provided by an A+ rated insurer.

Who we are

Lakehouse Legal Risk (Lakehouse) is led by Michael Lent, a solicitor with 30 years experience of commercial litigation in private practice and a decade of experience and involvement in underwriting ATE insurance and funding commercial litigation.

What we do

Lakehouse provides After the Event (ATE) Insurance for commercial litigation and arbitration i.e. after the dispute has arisen to meet the widest range of litigation requirements supported by efficient and empathetic service in the United Kingdom.

We cover

  • Own disbursements and expenses which can include counsel’s fees.
  • Adverse costs for interlocutory hearings.
  • Adverse costs awarded on judgement
  • Any deferred premium.
Insolvency Practitioners

Litigation Funding

Significant cases require substantial work to ensure that they are conducted properly. Therefore if a claimant does not have the resources to invest in the litigation (often because of the behaviour of the defendant) or if they simply wish to use their cash elsewhere, third party funding provides the cash to ensure that the case is properly resourced.

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What we do

Lakehouse provides After the Event (ATE) Insurance for commercial litigation and arbitration conducted in the United Kingdom. Lakehouse ensures that obtaining ATE Insurance is swift and straightforward. Clear, easy to understand quotes and policies are provided, backed by an A+ rated Insurer. When the policy is in place, Lakehouse operates a “light touch”, letting the legal team pursue the claim. When issues arise during the life of the claim, Lakehouse has the expertise to react and help resolve the issues sensibly and commercially.

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What makes us different


The underwriting process is efficient and focuses on the key issues to provide the best insurance solution for the litigant swiftly.


Lakehouse underwrites on behalf of Axis Specialty Europe SE, part of the Axis insurance group, which is rated as A+ by both Standard & Poor’s and AM Best Rating Services.


Michael Lent, a solicitor was a commercial litigator for many years in private practice. He has spent the last decade involved in underwriting and funding commercial litigation and now leads the underwriting and policy administration for Lakehouse.


latest news Craig Shuttleworth joins Lakehouse

Craig Shuttleworth joins Lakehouse Services Limited as a Consultant to its Risk Committee. Craig is a general commercial litigator...

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